Frank v. Safeco Insurance Company

Award: $4.5 Million

Attorneys: Lincoln Beauregard

Case Summary:

In this case defendant Safeco Ins. Company denies defendant J.N. insurance coverage in bad faith, after plaintiff J.F. files a wrongful death lawsuit against defendant J.N.

18 month old plaintiff J.F. died under defendant J.N.’s care at her business, Julie’s Daycare. Defendant Safeco contended that there was no coverage for home care services related injuries under defendant J.N.’s homeowner’s insurance policy. Safeco refused to provide an attorney to defend her in the wrongful death lawsuit and also refused to legally assert that no coverage was available under the insurance policy in question by way of declaratory judgment. The original wrongful death complaint filed plaintiff J.F. was ambiguous regarding the care provided to J.F. therefore obligating Safeco to legally argue that no coverage existed in a declaratory judgment.